Page 1
If we spend money without a plan, it can disappear faster than we expected.
如果花钱完全没有计划，钱常常会比我们想象中更快花完。正文预览
Page 2
A budget is simply a plan that helps us decide how much money can go to different needs.
预算其实就是一个花钱计划，帮助我们决定不同事情大概能花多少钱。
Page 3
Families often have to think about food, transport, school items, savings, and emergencies before extra treats.
一个家庭往往要先考虑食物、交通、学习用品、储蓄和突发情况，然后才轮到额外的享受。
Page 4
Budgeting does not mean never buying fun things. It means knowing what matters first and what can wait.
做预算并不是永远不能买喜欢的东西，而是知道什么更重要，什么可以稍后再说。
Page 5
When people write down money coming in and money going out, a budget can reveal patterns such as too much snack spending or not enough savings.
当人们把进来的钱和花出去的钱都记下来时，预算就能看出一些真实规律，比如零食花得太多，或者存下来的钱还不够。
